Refinancing Master

All about Refinancing


Fed cut rates – how long will it take to get to the bank?

for example. i want to refinance my mortgage. of course i want the best rate possible. since the fed cut the rates again today how long should i wait before i can go and apply for a refinance??? my husband is trying to tell me it takes about 2 weeks. but that seems like a long time to me. i would think maybe 2 days. does any one know this????

Can they put aa lien on my bank accounts to collect towards a credit card debt?

a default judgement was ordered by the court and request for wage garnishment also. can they put aa lien on my bank accounts to collect towards a credit card debt? Anyone help me with this question.

what bank offers no closing cost mortgages?

no closing cost in refinancing

It is illegal for a bank to change raise my FIXED mortgage rate?

Recently the bank that my mortgage loan is through went bankrupt. My mortgage loan was transferred to Bank of America. Initially, i had a 30 year fixed mortgage rate and now B.O.A is saying that my payments are almost 500$ more than they initially were. Is this illegal for the bank to do this?

Which bank has the lowest mortgage interest rates?

I’m looking to refinance my home and am currently paying 6.25 on a 30 year FM. Which bank out there has the lowest mortgage interest rates?

Is Mortgage Refinancing with the same Bank Min’s Mortgage Modification? Is any amount of money may be saved?

my landlord is refinancing the home that I live in and said the bank will be doing an inspection of the house.

Has anyone else had this? Do you know what the inspection will entail?? Are they going to look in cupboards and closets etc? I am running around trying to make sure everything is clean…I am panicing a little, How long do these normally take?
Thank-you! I feel alot better!

Why does Bank or England base rate effect my mortgage rate when the BOE does not lend money to banks?

Following recent news, I discovered that the Bank of England lends money only as the “lender of last resort”. If the BOE does not reguarly lend money to banks (i.e. my mortgage is not underwritten by BOE loans) why does BOE base rate have a direct effect on my mortgage?

What do you think of Wells Fargo Bank?

I have had sooooo… many issues with Wells Fargo bank. Just want to give everyone a place to vent about them. Tell me your good or bad stories with them.

As for me, they have lost my deposits on several occasions, screwed up my escrow account twice and that is just to name a couple things. I can not tell you how much money they have cost me. I have cancelled all of our accounts with them except my mortgage and my student loans but I am looking to refinance them elsewhere.. sometimes it is just the principal of the matter.

What banks do you like?

which bank in houston t.x. gives a better refinancing rate for a car loan .?

houston texas or near by

Can someone explain the difference between using a mortgage broker, mortgage lender, & a bank for refinancing?

What are the benefits and drawbacks to each? We are refinancing our home.

i am refinancing and my closing is tomorrow morning. I just seen the rate dropped again at my bank.?

Wondering if i am elgible for that rate or if its too late if paperwork is done ? thanks

Any US bank would make a mortgage loan to a borrower whose income is from outside the US?

I am trying to refinance my existing mortgage on a house in Vienna. But my income is currently from outside the US. Does anyone know any US bank that would make such a loan to me? Thanks.

Which is the Best bank to apply for Auto Refinance?

What Banks offer less APR for Auto Refinance. I got my new vehicle 6 months ago with higher APR – %10.28

Any US bank would make a mortgage loan to a borrower with income from outside the US?

Any US bank would make a mortgage loan to a borrower whose income is from outside the US?
I am trying to refinance my existing mortgage on a house in the US. But my income is currently from outside the US. Does anyone know any US bank that would make such a loan to me? Thanks.

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