If my FICA score is 750 and I consolidate credit cards and refinance my car how low will my FICA go?
Where do I go to consolidate 2 credit cards? A bank, internet,credit union? or someplace else…. Which is best?
I would like to keep one credit card active for making airline and hotel reservations. Can this also be done with consolidation?
D/morgan… Thanks for your answer…Liz
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March 6th, 2010 at 8:06 am
Your credit score won’t be affected much by the consolidation so long as all payments remain up to date. All that will happen is a new loan will appear on the bureau, and your used and available credit will drop, which has a negligible impact on your credit score. If you apply at several institutions, that will decrease your credit score, however with a decent FICO score like yours, you shouldn’t have a problem obtaining a good loan from your first choice. Good luck!